User's Privacy Policy
Introduction
We value user confidentiality greatly. MCAM is dedicated to maintaining and securing
your personal information. Our privacy statement explains the categories of private
information we gather and the documents required of you to provide to us, what we
will use it for, the third parties we'll disclose it to and the period of time it will be
used, and our measures to securing your information.
Along with your
responsibilities, it explains how you can use them in relation to how we handle your
private details. Do read and comprehend this policy carefully.
It's indeed crucial that you review this policy periodically for any modifications as
we reserve the right to change, update and remodify it. The privacy policy describes
will at the moment apply to all personal details we currently have. We will inform
you of any changes we feel are significant.
Kindly be informed that this notification is meant for current and prospective users.
Whether you are a third party, user or MCAM team member your personal details will
be provided to us in accordance with the type of contract/agreement format, that are
readily available and accessible by mere reaching out to us.
Unless otherwise noted, any mention of "MCAM," "our," "we," or "us" in this privacy
policy refers to every party in the MCAM Groups as the situation demands.
We assume that you may have extensively read and comprehended the content of
this policy and the measures by which we handle the information provided by you,
particularly your personal data before becoming a user. You acknowledge and agree
that this policy will take effect once you register an account with us.
When you open a new account with MCAM, you acknowledge that this policy, along
with any other updates, shall control the measures by which we gather, keep, utilize,
disclose, and otherwise handle all your personal information while doing business
with you.
We treat your personal information in accordance with this policy.
These below are the type of personal details we gather and retain.
Prospective users provide us with the relevant personal details as part of our
business:
By creating an account with MCAM you must provide us with your
Names, last name, contact information, your Date of Birth, Sex
Information about your location
Your trading expertise is also required, so as to know your risk tolerance and profile.
Also, your device IP address and trading history is needed to know the trading
packages that will be recommended by us for your use. While accessing our websites
or apps, your traffic data, information regarding your location and weblogs will also
be provided.
Additionally, our cookies are used to collate your personal information in order to
provide you with personalized services, which will be stored on your hard drive. It
gives us the ability to provide personalized settings and serve you with your
customized preference to enhance your experience.
Additionally, we preserve archives of your trading activities, such as a track of:
Digital assets you transacted with us
Information from your past transactions and investments, including the amount you
invested
MCAM is obligated by law to recognize users’ eligibility whenever they want to create
a new account or add a new authorization to an already existing account.
To comply
with the criteria established by anti-money laundering regulations, we must view
and collect specific information. As mandated by anti-money laundering laws
or laws that are pertinent to the services that we offer you, identification paperwork
includes:
Passport, driver's license, national identity card, utility bills, and a passport, a credit
report or any additional details we deem crucial for our business operations.
In sensitive cases, we are obligated to collate relevant and extra information, such as
corporate papers containing your address, the shareholders' and directors' personal
information, as well as the shareholders' and directors' personal information. In order
to comply with our legal and regulatory obligations, we reserve the right to request
any further information we feel appropriate.
We gather such data in a variety of ways, including when you use MCAM services,
products and webpage (s), filling out account creation e-forms, registering for demo
or seminars, utilizing site cookies or other tracking advanced software applications,
subscribing to news and recent information about MCAM.
Occasionally, we may request additional personal information from users (through
simple surveys.) We might not be capable of offering you with your preferred
digital products or services, if you are skeptical in providing us with the necessary
information.
Whatever discussions with users regarding any services that we offer users, whether
they be oral, written, or electronic, may be recorded by us. These records shall serve
as our only source of ownership and serve as a record of users’ conversations with
us. We reserve the right to do so.
With whom are we permitted to reveal your personal details?
We may share your information with the following parties in order to fulfill the
aforementioned uses for your personal details:
We can share your personal information with our service or app (s) provider
whenever you make use of them, legal authorities if there has been any breach of
legal proceedings, our financial regulators and Insurance supervisory board and
other;
credit card companies and financial institutions handling your financial transaction;
audit team or consultants or other investment advisors, actively helping with, or
guiding on most of our commercial purposes; authorities, courts, and applicable state
regulators as negotiated or approved by legal system or our negotiations with
government agencies and enforcement agencies where legally required and in
responding to many other relevant laws and regulations; introducing brokerage firms
and affiliated groups that we however have a mutual relationship;
MCAM make effort to just share with these third-party companies the minimal personal
information necessary for them all to execute their assigned responsibilities to us.
Personal information that are accessible to our third-party service providers would
only be used by them to carry out their contractual obligations to us and is not
authorized for further use by them.
There could be connections to independent third-party websites on our sites or in our
apps. Kindly be informed, though, that our “privacy policy” does not and will
not apply to third-party sites, as well as other webpages are not governed by our
privacy policies and regulations. Please inquire about each third group's privacy
policies and practices by contacting them directly.
How do we get your permission, and when?
This is depending on the precise reason which we use your information, we might
handle that on any or more constitutional standing.
Following are the legal foundations:
When one of these legal bases applies to the utilization of your personal details, we
would need your permission. The giving of certain permission shall be voluntary,
and users shall be entitled to revoke this at any time by notifying us as indicated in
the terms and conditions or by unsubscribing from our mailing lists.
In order to interact with you over the promotion and advertising goals and also to
give you market updates and statistical information, we may utilize personal details
that you disclose to us by filling out the forms on our site(s) or through other means,
along with personal details you supply to us throughout our working relationship.
You may be called, have emails sent to you, receive messages via your online service
portal, and receive notification via SMS as well as other methods of contact.
If you do not have access to your created account or there have been failures of
creating one for unknown reasons, you do have options to opt out or lay
complaints just by emailing to us at Info@MCAM.com using the email address you
supplied to us.
We take precautions to protect the personal information we keep against misuse,
loss, unauthorized access, alteration, and disclosure. We store personal information
in a combination of secure computer storage facilities, paper-based files, and other
documents.
How, why, and also how long are private records kept?
If we decide that your personal data is not relevant anymore, we will either erase
whatever data that may be used in identifying you or safely delete the information.
Nevertheless, MCAM might need to keep a record of their users for a long period of
time. We must keep records and proof of all our actions regarding your personal
identification, sources of earnings, tracking of your transaction data, mobile phone,
conversation, and email messages, requests and trading history, managing of your
concerns, and records that can show that we fully complied with supervisory code
of practice across the business, for instance, since we are subordinate to investment
and financial services and anti-money laundry regulations. Once our commercial
connection with you has terminated, such documents must have been kept for a
minimum of four years if requested by authorities.
We might occasionally depend upon relevant standard contract terms, enforceable
business policies, the European Data protection Shield, and any other similar valid
agreements whenever we transmit your information to other third-party companies
outside of the EEA.
Please get in touch with us using any information provided below if you'd like a
document of these agreements.
Protection of personal data.
We are dedicated to protecting personal details, and then we will take the necessary
technological and organizational precautionary measures to guarantee a form of
encryption that guards against unauthorized damage, loss, unlawful modifications
and manipulations, accidental or unlawful disclosing of, or access to, private details
communicated, retained, and otherwise handled.
To make absolutely sure that our protection of personal data complies with this
privacy policy and the relevant laws, MCAM assigned a professional privacy officer.
Businesses outside of the MCAM Groups are not permitted to manage or access personal
details without first acknowledging its privacy, committing to uphold each person's
privacy rights, and adhering to this privacy policy as well as any general data
protection regulation legislation.
The following are, in summary, the data security procedures currently used by us:
Staff members have only access to personal data needed. We instruct our staff
members who process personal data to protect the security of customer details and
the privacy rights of users by mandating our staff members to make use of passwords
and two-factor verification once attempting to access MCAM systems.
Staff have only access to personal information necessary again for the activities they
undertake since tough security barriers have been implemented.
Implementing firewall, intrusion prevention mech, and antivirus software tools to
prevent unauthorized users and malware from accessing our systems; utilizing
specialized strong encryption or protection whenever we transmit electronic
information for purposes of sourcing; and practicing our policies.
These are Your rights
Kindly be advised that not every situation will be covered by all these rights. You're
eligible for;
(a) ask us to amend any inaccurate personal details we might have about you;
(b) ask that your personal information be deleted. Be aware, nevertheless, because
of certain legalities, we will not always be able to honor your request for deletion
which will assuredly notify you in time.
(c) In cases in which we are utilizing your personal information for marketing and
advertising, you have the right to dispute. In rare situations, we might well be willing
to highlight that our legitimate interests in handling your data exceed your liberties;
(d) ask that the handling of your private information be restricted. It gives you the
option to request that we stop processing your personal information in the given
situations:
Unless users need us to authenticate the integrity of the information, if our usage is
illegal and you would not want it deleted, if you ever need us to keep the information
even after we no longer need it because you need it to make, exercise, or protect civil
cases, so that you may have compelling legal justification for doing so;
(f) ask that your personal information be transferred either to you or an
approved third party. All personal details will be delivered to you, or a specified
party, in a standardized, generally accepted, computerized manner.
(g) revoke permission at any time where processing your personal data is dependent
on it.
To submit the personal information requests, send an email to hello@morgancapassetmgt.com using
the email address you supplied to us.
For Complaints and Enquiries
Kindly contact us at info@morgancapassetmgt.com using the registered email address you supplied
us with if you really want to executes your rights.
In one (one) month, we strive to attend to every query. However, if your demands
are exceptionally complicated and you have created a couple of demands, it might
take us more than one month. Therefore, in such situation, MCAM will let you know
and keep you informed.